R-CAM
Relational Category Analysis Matrix
For over 40 years, Dr. Clark has performed a significant number and variety of commercial underwriting. He has developed a complete and proved underwriting software program called the R-CAM during this time. The R-CAM has been used to underwrite Hundreds of Millions of dollars of commercial underwriting.
The R-CAM is a "stand-alone" underwriting system that uses the process of underwriting through a proprietary statistical weighted matrix program system. This program can underwrite all types of commercial and consumer underwriting products.
1) The R-CAM System provides any Financial Institution, Individual, and/or Investor with an unbiased, accurate evaluation of all the direct and indirect factors that must be considered for a successful financial transaction.
2) The R-CAM System takes into consideration both the maximum and the minimum financial constraint limits of the organization. It illustrates it as a percentage comparison using both national and specific financial "Like" transactions.
3) The R-CAM System then provides a weighted average matrix statistical evaluation in which the Institution and/or the Investor can rely upon, compare, and rank the transaction.
4) The R-CAM System gives the Institution and/or Investor an honest and straightforward look at the totality of the transaction, NOT JUST AN OVERVIEW!
5) The R-CAM System can adjust the data parameters of the rankings to align itself with the financial philosophies, thus allowing for a successful fit within the criteria of funding.
6) The R-CAM System solidifies, justifies, and sets a trusted uniform standard, much the same way the FICO revolutionized the lending industry.
7) The R-CAM System takes the basic theory of the linear progressive model system, the basic of the old underwriting programs, then applies a weighted ranking and credit risk systems that reflect a multi-dimensional and multi-level decision reference ranking program.
8) In addition to the reliable financial reflection of the proposed financial transaction, the R-CAM System provides the impact of and clarity of a professional and accurate report of the pending transaction.
The R-CAM System allows for the delivery of a uniform and consistent "Unbiased" Underwriting of the Project!